Ningbo 800 kilometers guoshengdao against the first domestic catastrophe insurance highest awarded 2 1256789

Ningbo 800 kilometers guoshengdao against the first domestic catastrophe insurance highest awarded 200 million and 11 month 11 days, Ningbo city held a general national and provincial highway operation period of catastrophe risk insurance innovation pilot work conference. Yesterday, Ningbo City Highway Bureau and the Ningbo branch of the Pacific Property Insurance (chief underwriter) and Ningbo branch of PICC (the insured) special insurance cooperation agreement signed at a meeting. According to the agreement, Ningbo will start a three year highway catastrophe risk insurance pilot. Among them, next year will be Ningbo more than 800 kilometers of national and provincial road insurance, insurance amount is about 12000000 yuan, the cumulative maximum payment limit of 200 million yuan. This is Ningbo national insurance innovation comprehensive test area after listing, the first landing of major innovation projects, in the country is the first. "12th Five-Year" period, Ningbo highway catastrophe damaged nearly 300 million yuan in Ningbo is a national comprehensive insurance innovation pilot area, catastrophe insurance has been at the forefront of the country. When it comes to catastrophe, refers to some unexpected, difficult to avoid and caused huge losses of natural disasters, such as typhoons, tropical storms, tornadoes, storms, floods, sudden landslides, debris flow, dam break, often on the traffic facilities severely damaged. From 2006 to 2015 of 10 years, Ningbo has suffered 5 direct economic losses amounted to 1 billion yuan more than the typhoon hit, which in 2012 and 2013, the typhoon "sea anemone" typhoon Buffett to Ningbo caused ten billion economic losses. According to incomplete statistics, during the "12th Five-Year" period, the losses caused by natural disasters in Ningbo ordinary highway were as high as nearly 300 million yuan. Ningbo is the first national comprehensive insurance innovation pilot area, after the 2013 typhoon Buffett, Ningbo residents from the catastrophe insurance pilot started to construct catastrophe risk protection system improvement. At present, we have successfully launched catastrophic insurance products covering urban and rural residents’ property losses, farming and breeding losses, and property losses of small and micro enterprises. But for ordinary highway catastrophe risk protection, because the quota is difficult, difficult, will be responsible for damage to other outstanding issues, is always in a state of blank. National Highway suffered catastrophic damage, the highest payment of 200 million yuan, Ningbo highway catastrophe insurance will start three years of pilot period. Next year is the implementation of the first year, the city within 137 kilometers of National Road and 667 kilometers of provincial road, plus the amount of insurance is about 12000000 yuan. The insurance period, when the typhoon, floods, landslides and other eight catastrophe, subgrade, pavement, bridge and culvert engineering caused by the loss of payment by the insurance company, the cumulative maximum payment limit is 200 million yuan. The relevant person in charge of Ningbo City Highway Management Bureau said the Ningbo highway catastrophe insurance is not only innovative highway disaster relief management mode, but also conducive to play the guiding role of financial capital leverage, improve the management level of highway construction risk, boost Ningbo national insurance innovation comprehensive experimental zone. After the successful pilot, catastrophe insurance will be gradually extended to the rural roads in Ningbo, the future is expected to promote the province and even the whole country. "Guoshengdao catastrophe insurance pilot is successful, the insurance business will have more extensive exploration, may be upgraded to a city traffic engineering system of catastrophe insurance in the future." Ningjia

甬800公里国省道投保国内首个巨灾险 最高获赔2亿 11月11日,宁波市召开了普通国省公路营运期巨灾风险保险创新试点工作会议。   昨日,宁波市公路局与太平洋产险宁波分公司(首席承保人)及人保财险宁波分公司(共保人)在会上签署了一份特殊的保险合作协议。根据协议,宁波将启动为期三年的公路巨灾风险保险试点。其中明年将为宁波800多公里的国省道上保险,投保金额是1200多万元,累计最高赔付上限2亿元。这是宁波国家保险创新综合试验区挂牌后,首个落地的重大创新项目,在全国范围还是第一个。   “十二五”期间,宁波公路巨灾受损近3亿元   宁波是国家保险创新综合试验区,巨灾保险一直走在全国前列。说到巨灾,是指一些突发、难以避免且造成巨大损失的自然灾害,比如台风、强热带风暴、龙卷风、暴雨、洪水、突发性滑坡、泥石流、水库溃坝等,往往对交通设施损毁严重。   从2006至2015年的10年间,宁波地区先后遭受5次直接经济损失达10亿元以上的台风重创,其中2012年台风“海葵”和2013年台风“菲特”都给宁波造成了百亿级的经济损失。据不完全统计,“十二五”期间,宁波普通公路因自然灾害造成的损失高达近3亿元。   宁波作为全国首个国家保险创新综合试验区,2013年强台风“菲特”过后,宁波从居民巨灾保险试点起步,努力构建日趋完善的巨灾风险保障体系。目前已成功推出涵盖城乡居民财产损失、农业种养殖损失、小微企业财产损失等在内的巨灾保险产品。但对普通公路巨灾风险的保障,因为“定额难、定责难、定损难”等突出问题,始终处于空白状态。   国省道遇到巨灾受损,最高可赔付2亿元   宁波公路巨灾保险将启动三年试点期。明年是实施第一年,全市境内的137公里国道和667公里省道加起来投保金额是1200多万元。保险期间,当遭遇台风、洪水、泥石流等八大巨灾时,路基、路面、桥梁、涵洞工程造成的损失将由保险公司进行赔付,累计最高赔付上限是2亿元。   宁波市公路管理局的相关负责人说,宁波公路巨灾保险不仅创新了公路减灾救灾治理的方式,而且有利于发挥财政资金的杠杆引导作用,提高公路风险管理水平,助推宁波建设国家保险创新综合试验区。 试点成功后,巨灾保险将逐步向宁波市农村公路推广,以后有望向全省甚至全国推广。   “国省道巨灾保险试点成功后,这项保险业务会有更广泛的探索,未来可能会升级为城市交通工程全体系巨灾保险。”宁波市副市长王仁洲说,“十三五”期间,宁波城市大交通建设基本投资达到2600亿元,体量巨大。巨灾保险可以广泛应用于包括铁路、水运、轨道交通、市政道路等在内的多个领域,渗透到交通的全领域和全过程。   通讯员 褚惠强 石虹 记者 薛曹盛 叶佳相关的主题文章: